We (IAFCT.com or Irridum Technologies) shall have the right in our sole discretion to edit, refuse to post, remove, or otherwise alter any material submitted to or posted on the chats or forums. Without limiting the foregoing, we shall have the right to remove any material that we, in our sole discretion, find to be in violation of this agreement or inappropriate for any reason whatever without consent.

Notwithstanding all of the foregoing, users remain solely responsible for the content of their messages.

We further reserve the right, in our sole discretion, to remove a user's privilege to post content in our discussion forums. Suspended members who re-register with new accounts will have those accounts deactivated without notice and their ISP will receive a formal complaint

You understand and agree that IAFCT.com or Irridum Technologies is not responsible for any content posted by third parties. While we do distribute third party supplied content in the main site we do not approve or endorse any such third parties content which may appear in the forum or chat.. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, or any other user of the forums, are those of the respective author(s) or distributor(s) and not of us.

You acknowledge and agree that you use and/or rely on any information obtained through the discussion forums at your own risk. IAFCT.com or Irridum Technologies is not in any manner endorsing the content of the discussion groups and cannot and will not vouch for its reliability. The disclaimer of liability contained in this section applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tortious behavior, negligence, or under any other cause of action.

Each user specifically acknowledges that we are not liable for the defamatory, offensive or illegal conduct of third parties, subscribers, members or other users of the chats and forums and that the risk of injury from the foregoing rests entirely with each user.

You understand and agree that these discussion forums are to be used only for non-commercial purposes. You may not solicit funds, promote commercial entities or otherwise engage in commercial activity in the chats or forums. You may not contact other participants privately by any means without their express prior permission.

With the exception of posts by IAFCT.com or Irridum Technologies the discussion forums are for text only. Since the majority of our members use dial up or other slower means of connection use of graphics and audio in the forums is not appropriate.